So your family is not stuck with the funeral bill.
Final expense insurance is a small whole life policy that pays your family a set amount to cover your funeral and final bills. The monthly premium never goes up, and many policies ask a few health questions instead of a medical exam. Julieann compares carriers so the payment fits your fixed income.
Get final expense prices for your age
Three quick answers and Julieann comes back with monthly prices from several carriers.
- ✓ Same-day response
- ✓ No cost and no obligation
- ✓ Several carriers compared
Request received
Your request went to Julieann Bennett. She responds the same day.
Nothing on this page is a quote or an offer of insurance. Coverage, pricing and eligibility depend on the carrier, underwriting and your state.
A price that stays the same on a fixed income
Your premium is set when the policy starts and does not rise with age. You will know the exact monthly cost for as long as you keep the policy.
Julieann starts with the amount you want to leave for funeral costs and final bills, then finds the carrier that prices that amount lowest for your age and health.
If you have health problems
Many carriers accept people with common conditions such as diabetes or high blood pressure. If your health rules out a standard policy, guaranteed issue coverage asks no health questions. Those policies usually pay a limited benefit during the first two years, and Julieann will tell you that up front.
Other coverage for later in life
Whole Life Insurance
Coverage that lasts as long as you pay the premium, with a guaranteed cash value that grows each year.
- ✓ Premium is fixed for life
- ✓ Cash value you can borrow against
- ✓ No term that runs out
Long-Term Care Insurance
Pays for help with daily living at home, in assisted living or in a nursing home, care that Medicare does not cover long term.
- ✓ Covers in-home care and facility care
- ✓ Protects savings from care costs
- ✓ Hybrid life and care options available
Hospital Indemnity Insurance
Pays you a set cash amount for each day you spend in the hospital, on top of your health plan.
- ✓ Cash paid to you, not the hospital
- ✓ Use it for any bill
- ✓ Pairs with Medicare Advantage copays
Final expense insurance questions
How much does final expense insurance cost?
Who receives the money when I die?
See what final expense coverage costs at your age
Tell Julieann your age and the amount you want to leave. She responds the same day.