Cash paid to you for every day in the hospital.
Hospital indemnity insurance pays you a fixed cash amount for each day you are admitted to the hospital, no matter what your health plan pays. The money goes to you, not the hospital. Many Medicare Advantage members use it to cover daily inpatient copays, and Julieann sizes the benefit to match yours.
Price a daily hospital benefit
Three quick answers and Julieann matches a daily benefit to your plan.
- ✓ Same-day response
- ✓ No cost and no obligation
- ✓ Sized to your inpatient copays
Request received
Your request went to Julieann Bennett. She responds the same day.
Nothing on this page is a quote or an offer of insurance. Coverage, pricing and eligibility depend on the carrier, underwriting and your state.
Match the daily benefit to your copay
Many Medicare Advantage plans charge a daily copay for the first several days of a hospital stay. A hospital indemnity policy can pay a daily amount that covers it.
Julieann reads your plan's inpatient copay schedule, then prices a daily benefit that covers it. That way a hospital stay costs you close to nothing out of pocket.
You can spend the cash on anything: the hospital bill, rent, groceries, or a ride home.
Coverage that pairs with hospital indemnity
Medicare Advantage Plans
Bundled Medicare Part A, B and often Part D coverage through a private carrier, often with extra benefits like dental and vision.
- ✓ Often $0 monthly premium plans available
- ✓ Many include dental, vision and hearing
- ✓ Julieann checks your doctors are in-network first
Health Insurance (ACA Marketplace)
Individual and family health plans from the ACA Marketplace, with any premium tax credit you qualify for applied.
- ✓ Tax credits based on household income
- ✓ Pre-existing conditions covered
- ✓ Open Enrollment Nov 1 to Jan 15
Final Expense Insurance
A small whole life policy that pays for your funeral and final bills so your family does not have to.
- ✓ Premium never goes up
- ✓ Many policies need no medical exam
- ✓ Pays your family directly
Hospital indemnity questions
Does hospital indemnity replace my health insurance?
Can I buy hospital indemnity if I have Medicare Advantage?
Cover your hospital copays in cash
Tell Julieann what plan you have now. She responds the same day.