Cover the years your family runs on your paycheck.
Term life insurance pays your family a set amount if you die during the 10, 20 or 30 years you choose. It costs less than permanent coverage because it ends. Julieann matches the term to your mortgage and to how many years your kids need your income.
Get term life prices for your age
Three quick answers and Julieann comes back with term options sized to your family.
- ✓ Same-day response
- ✓ No cost and no obligation
- ✓ 10, 20 and 30 year terms compared
Request received
Your request went to Julieann Bennett. She responds the same day.
Nothing on this page is a quote or an offer of insurance. Coverage, pricing and eligibility depend on the carrier, underwriting and your state.
Pick the term by your biggest bill
Most families line the term up with the mortgage payoff date or the year the youngest child finishes school. Coverage that runs past both costs more than it needs to.
Julieann starts with what your family would have to pay without you: the mortgage balance, other debts, and years of income. Then she prices terms that cover that number and nothing extra.
What happens when the term ends
The coverage stops and so do the payments. Many term policies let you convert to permanent coverage before the term ends without a new medical exam. Ask Julieann which carriers offer that before you buy.
Coverage that often pairs with term life
Whole Life Insurance
Coverage that lasts as long as you pay the premium, with a guaranteed cash value that grows each year.
- ✓ Premium is fixed for life
- ✓ Cash value you can borrow against
- ✓ No term that runs out
Mortgage Protection Insurance
Life insurance sized to your mortgage, so your family can pay off the house if you die.
- ✓ Coverage matched to your loan balance
- ✓ Term length matched to your payoff date
- ✓ Your family gets the money, not the lender
Disability Insurance
Replaces part of your paycheck if an illness or injury keeps you from working.
- ✓ Short-term and long-term options
- ✓ Monthly benefit paid to you
- ✓ Covers off-the-job illness and injury
Term life insurance questions
How much term life insurance do I need?
Do I need a medical exam for term life?
Find the term that matches your mortgage
Tell Julieann your age and the amount you have in mind. She responds the same day.