If something happens to you, your family keeps the house.
Mortgage protection is life insurance sized to your mortgage balance and timed to your payoff date. If you die before the loan is paid, the policy pays your family, and they can clear the mortgage or keep making payments. Julieann matches the coverage to your actual loan, not a guess.
Price coverage for your mortgage
Three quick answers and Julieann sizes a policy to your loan.
- ✓ Same-day response
- ✓ No cost and no obligation
- ✓ Coverage sized to your balance
Request received
Your request went to Julieann Bennett. She responds the same day.
Nothing on this page is a quote or an offer of insurance. Coverage, pricing and eligibility depend on the carrier, underwriting and your state.
The check goes to your family, not the bank
Lender-sold mortgage insurance usually pays the lender and shrinks as your balance drops. A mortgage protection policy names your family as beneficiary, so they decide whether to pay off the loan or use the money another way.
Julieann uses your loan balance and payoff year to size the policy. Bring your latest mortgage statement to the call and the numbers take a few minutes.
Some carriers add riders that pay if you become disabled or critically ill. Ask which ones are available at your age.
Coverage that often pairs with mortgage protection
Term Life Insurance
A set amount of coverage for 10, 20 or 30 years, priced for the years your family depends on your income.
- ✓ Premium stays level for the whole term
- ✓ Sized to your mortgage, debts and kids
- ✓ Many policies convert to permanent coverage
Disability Insurance
Replaces part of your paycheck if an illness or injury keeps you from working.
- ✓ Short-term and long-term options
- ✓ Monthly benefit paid to you
- ✓ Covers off-the-job illness and injury
Whole Life Insurance
Coverage that lasts as long as you pay the premium, with a guaranteed cash value that grows each year.
- ✓ Premium is fixed for life
- ✓ Cash value you can borrow against
- ✓ No term that runs out
Mortgage protection questions
Is mortgage protection the same as PMI?
What if I refinance or sell the house?
Match your coverage to your mortgage balance
Share your loan balance and payoff year. Julieann responds the same day.